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Little Things Mean Alot! - |
Take a few minutes to check to be sure that your doors do not stick or have loose knobs on them. Don't forget to check cabinet drawers & doors. Get all those minor flaws fixed since they detract from your homes value. |
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123 Welcome Lane
Pendleton, 29670 |
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Buying a Home
The home buying process can seem complicated, but if you take things one step at a time, you will soon be a new home owner.
Steps to Buying a Home: |
- Figure out how much you can afford
What you can afford depends on your income, credit rating, current monthly expenses, down payment and the interest rate. A helpful site to visit is www.mortgage-calc.com
- Shop for a Loan
Talk with several lenders; compare interest rates and different loan programs available. Consider getting pre-approved for a certain loan amount.
- Shop for a Home
Make a wish list- what features do you want? What area would you like to live?
Most important- Choose a real estate agent.
- Make an Offer
This is the exciting part. You have found a home and now it is time to make an offer. Discuss the process with your real estate agent. If the seller counters your offer, you may need to negotiate until you both agree to the terms of the sale.
- Get a Home Inspection
Make your offer contingent on a home inspection. This inspection will tell the condition of the home, and can help you avoid buying a home that needs major repairs.
- Shop for Homeowners Insurance
Lenders require that you have homeowners insurance. Be sure to shop around for the best rate and coverage.
- Choose a Real Estate Attorney
You are finally ready to go to "closing". Be sure to read everything or make sure you understand what you are signing.
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